Author. Entrepreneur. Standards Architect. Millionaire by 40.
I’m a mother of two. I wrote “Mom, I Will Be Rich!” because my deepest motivation is my children. I want them to have the freedom to live fully, to experience life’s richness without being limited by money. It’s not about spoiling kids, it’s about giving them the chance to choose, to have more than one flavor of ice cream, to pursue what matters—health, experiences, education, travel, and generosity. This book was born from my personal vow to teach my kids the wealth habits I wished I had learned sooner.
Because of this commitment, I’m inspired to share those tools and ideas with others.
I know firsthand what it’s like to have little and what it’s like to have abundance. I reached my own success by stumbling on the fundamentals of wealth and freedom, and I believe if I’d known these principles intentionally from the start, life for me—and my children—could have reached even greater heights.
I’ve experienced life at the very edge of wealth—right up against it. It was so close I could smell it (if you know me, you know my sense of smell is wicked strong). I know what lies beyond that edge is possible. I don’t want my children to miss that chance. That’s why I believe in early exposure, high standards, and strong guidance.
I want my children—and you—to know that a great life is within reach. We don’t want to leave freedom to chance or outside influence.
We want to create vision, strength, and good habits.
And we want to condition ourselves—and our children—with standards that break free from financial limits.
The earlier we condition ourselves, the greater the freedom we create.
When you read this, I want you to know that a richer, freer future is possible for you and your family—and for generations to come—when standards are raised early and decisions are made long-term.
How many of these myths were passed to you?
Rich people are somehow “bad”.
Money doesn’t matter or can’t buy happiness.
You must be rich to start investing.
Saving little amounts is pointless.
Debt is always bad and should be avoided completely.
Don’t introduce money to kids too early.
You have to wait until you’re old, 70 to retire.
7 Financial Myths That Need To Be Debunked
Myth #1
Here’s the truth: it’s hard to be generous when you don’t have enough. Rich people can give more simply because they have more. Many wealthy individuals I know are incredibly kind and generous—because generosity comes from character.
But here’s what really costs you: if you resent wealthy people, that mindset will hold you back from becoming one. You can’t build what you secretly despise. In fact, those who convince themselves that being poor is noble are the ones who can’t help anyone—including their own kids.
Open your heart to wealth – it’s the first step to building it.
“Your standards determine the quality of your life — and shape the world.”
—Summer Pham
As long as you have the desire, you have the power to create a brighter future for you and your family—and by doing so, you’ll change the world.
From these successful figures and many others, I strive to learn, improve each day, and live a full, purposeful life.
Bob Proctor
Was a legendary expert in the law of attraction and manifestation, inspiring millions to unlock their potential and transform their financial reality.
Dan Lok
A leading entrepreneur and business mentor known for teaching high-income skills, sales mastery, and wealth creation.
Thach Nguyen
A real estate investor and mentor specializing in building passive income and financial freedom through property investment.
Mission...
I believe your standards determine the quality of your life — and shape the world.
I equip parents and families with the mindset, tools, and standards to build financially free lives — creating freedom, quality life, and a legacy worth inheriting. Together, we help build a movement of empowered families creating lasting wealth and impact.
I believe every generation should surpass the previous one. When we raise our standards, families change. When families change, culture changes. When culture changes, the world changes.
Shaping the world through standards, one family at a time.
I’m not perfect (shockingly hard to believe, I know). I make mistakes, which is exactly why I’m intentional about ensuring my kids—and you—don’t make the same ones. I still face fear and self-doubt, and I still push myself daily. My commitment is to share what I’m actively living and learning, keeping it real and honest.
Thank you for reading. I hope this inspires you to take action. I’d love to hear how you’re applying this. Stay connected by joining Millionaire Family (MF) Setters Club, where you’ll receive exclusive insights, practical resources, and what I’m learning and applying along the way.
Become an MF Setter
Standards are the inheritance.
People who build high standards create better lives.
You’ll become an MF Setter – with FREE access to exclusive content and insights.
Be the CEO of yourself and your family, and operate it like a company.
Just like a CEO runs a successful company, you need to operate and lead your life and your family with vision, strategy, and purpose. I believe that a creative and entrepreneurial approach is critical to thriving in this day and age and achieving a life of abundance, happiness, and fulfillment.
With many years working as a project manager for large corporations, I’ve learned we must apply the same proven systems to our personal success—execute our vision like a CEO and manage our daily targets like a project manager.
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Thank you so much for taking the time to visit. I can’t wait to hear many success stories. If we’re not connected on Instagram yet, let’s connect!
Warmly,
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We believe financial capability and character should be built early.
Through intentional campaigns and selective partnerships, we commit a portion of proceeds and resources to youth development initiatives that build financial literacy, strong character, and long-term opportunity.
Our goal is simple: invest early—so children have stronger foundations for the future.
Partnership
We’re looking for aligned organizations, sponsors, and partners who share our vision of empowering the next generation. Whether you’re a school, community organization, corporate sponsor, or mission-driven brand—if you believe in giving children the tools to build wealth young, let’s create a bigger impact together.